Is Optima restore a good policy?

Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. Multiplier benefit lets you enjoy a 100% increase in the Sum Insured in 2 claim free years.

What is covered in Optima Restore?

Modern Treatment methods You deserve the best and the latest medical treatments. So our Optima Restore covers advanced procedures like robotic surgeries, stem cell therapy, and oral chemotherapy.

What is Optima Restore policy of HDFC ERGO?

100% Restore Benefit Get 100% of your cover restored instantly after the first claim. Optima restore is a unique health plan that restores your sum insured on partial or complete utilization of your health cover, for your future needs.

Is cancer covered in Optima Restore?

Get a Cancer Cover of Rs. The real point of consideration is that after claim, only cumulative bonus is reduced at the time of renewal; with no effect on basic sum insured. Considering our internal data, nearly 78,000 active Optima RESTORE policies have 100% bonus as on Nov 30, 2015.

Is pregnancy covered under Optima Restore policy?

This policy covers all basic hospitalization expenses with the benefit of restoring the initial Basic Sum Assured if it is utilized for claim and upto 100% of Basic Sum Assured as No Claim Bonus is payable in this plan. Maternity related expenses are excluded in this plan as is the case with most plans.

Which is better Max Bupa or HDFC ERGO?

If you are confused about your cover, you can compare Niva Bupa (Max Bupa) and HDFC ERGO, and select the one that best suits your needs….Niva Bupa (Max Bupa) VS HDFC ERGO – Overview.

Does Apollo Munich Optima Restore cover pregnancy?

You can opt for 1 Adult and 3 children also. The plan offer lifelong renewability. There is no claim-based loading. Maternity related expenses are excluded in this plan as is the case with most plans.

Does Optima Restore cover pregnancy?

Does Optima Restore cover diabetes?

A comprehensive health insurance policy covers for pre-existing diseases including diabetes with a waiting period of 2-4 years. For instance, in Optima Restore policy from HDFC Ergo Health, the pre-existing waiting period is 36 months. You can reduce your pre-existing disease waiting period if you feel it is too long.

Which is better star health or HDFC Ergo?

So, here is a quick guide that lists the key differences between Star Health and HDFC ERGO health insurance plans….Star Health Insurance VS HDFC ERGO – Overview.

Why HDFC Ergo removed from Policybazaar?

According to a source close to Policybazaar, the reasons for HDFC Ergo’s withdrawal from all leading web aggregator platforms “was strategic”, and a call taken in view to build its own digital capabilities.